Our General Travel Insurance has the following variants depending on your destination: Schengen This travel insurance plan offers you an extensive coverage for travel to Schengen countries and the rest of Europe. In case you have a condition prior to your departure to Europe, you’ve consulted a doctor and are already on treatment and you’ve decided to travel out of the country, in this case, you are not prone to any medical cost alleviations via your insurer. If such event occurred, intimate the ESP immediately with details of the incident. We downsell. You can also cancel it free of charge if you present proof that your visa has been rejected. can be availed by people in the age group of 3 months -70 years. A minimum coverage of at least 30,000 EUR (equivalent to 35,200 USD as of March 2021). Travel insurance, in this case, becomes vital. This includes you, your spouse and 2 dependent children below the age of 23 years. Travel insurance does not cover any cosmetic surgery done to enhance your beauty. ; This is a long term Thai visa issued to a foreign national who is married to a Thai and meets the other requirements of the immigration bureau. Things you need to know about the Thai marriage visa: Thailand marriage visa is the popular term for "1-Year Extension of Stay Based on Marriage". Travel medical insurance is not mandatory for visa-free third-country nationals. Policy coverage, plan features, and price can be the deciding factors for you. Medical Expenses inclusive of Repatriation and Emergency Medical Evacuation. Medical Expensesinclusive of Repartration  and Emergency Medical Evacuation. while you are travelling. Reliance General Insurance Company Limited is an Indian private insurance company and a part of Reliance Anil Dhirubhai Ambani Group, wholly owned through Reliance Capital.The Gross Written Premium for the year ended 31 March 2018, was at ₹5,122 crores (US$788 million) with a distribution network composed of over 128 branches and more than 27,888 intermediaries. Nonetheless, it is highly recommended to get one in case of travel to the Schengen countries. Medical underwriting is applicable if the case is above 70 years or any pre-existing disease is applicable to case for below 70 years. Apart from medical expenses, travel insurance is destined to cover different losses suffered during the trip, including one’s own country as well as internationally. Different insurance policies have different coverage and benefits. This way, travel insurance ensures you get complete piece of time and are able to enjoy the journey completely.Â, Bharti AXA General Insurance offers various types of travel insurance plans. A deductible does not reduce the sum insured and is applicable per event, upto the specified limits mentioned. Schengen is a part of the 26 states in the European Union which make the Schengen Area. A trip to the US and Canada can be very exciting. Safeguard the health of your loved ones with a wide range of Bharti AXA health insurance plans. Further, the premium of an insurance policy also depends on the medical costs of the destination country. Travel Insurance for Senior Citizens & Pensioners Travelling to Europe, How to apply for a visa to Europe from the UK, How to apply for a visa to Europe from the USA, How to apply for a visa to Europe from Canada, How to apply for a visa to Europe from Australia, Visa for Cultural / Sports / Religious Event. Find out more → Â. You can buy Bharti AXA Travel Insurance online through a simple and easy process. Our goal is always to find you the least expensive policy that has the travel insurance coverage you … Schengen travel insurance is available for a sum insured of EUR 30,000 or above as it is compulsory to get travel insurance equivalent to this amount to obtain a Schengen visa. Again, if you are traveling to Schengen countries, the Visa will be provided only if you have a valid Travel Insurance Policy. Ensure the airline issues a ‘property irregularity report’ and voucher detailing the amount of compensation for non-delivery of checked-in baggage. If you are planning a foreign trip with your family, then make sure you are covered by a good Travel Insurance plan. Depending on the travel destination the risk of illness varies with the changes in the climate or the natural habitat (unfamiliar microbe residents). This group of travellers is always required to have the needed coverage for the entire period of their stay in Europe, regardless if they go there for business, tourism, studying, holidays, or for other reasons. Medical insurance for a Schengen visa must meet the following criteria: Travel insurance companies AXA, Europ Assistance and MondialCare provide the mandatory insurance certificate required when applying for a Schengen visa. Under no circumstances shall this insurance contract be deemed to provide cover and no liability be incurred to pay any claim or provide any benefit hereunder to the extent that the provision of such cover, payment of such claim or provision of such benefit would expose us to any sanction, prohibition, or restriction under United Nations resolutions or the trade or economic sanctions, laws or regulations of the European Union, United Kingdom, United States of America & India. Usually, the insurers cover pregnancy-related expenses, if the travel occurs during the first trimester. Bharti AXA Smart Traveller Insurance Policy provides you with. A certificate issued by the operator of a missed flight that the fare for the missed flight is forfeited in full or partially and the amount of the forfeiture. It is recommended that you make a comparison of products and companies before you decide which company has the cheapest and the best travel insurance for the Schengen visa. As previously mentioned there are travel insurance companies that don’t provide coverage for a preexisting condition internationally. For more information about choosing the best Schengen insurance plan for your needs, please visit the AXA website, Europ Assistance or MondialCare. Cover any expenses which might arise in connection with repatriation for medical reasons, urgent health attention and/or emergency hospital treatment or death. Inform your Emergency Service Provider (ESP). However, travel insurance is a must for most people, especially the elderly, people who have predetermined medical conditions and are bound to constant therapy or most importantly if the traveller’s destination happens to be an underdeveloped region. Un seguro de viaje internacional es la herramienta más imprescindible a la hora de salir lejos de casa por un período de tiempo largo o corto. Unused ticket of connecting flight and receipt of cancellation for the same. It is important to read the key features, inclusions, terms and coverage details of the insurance policy since it will have an impact at the time of raising a claim. You can easily avail the allowance by filing a claim online through Travel Insurance cover online process. Lorem Ipsum is simply dummy text of the printing and typesetting industry. Travel insurance plans Schengen Plus from Europ Assistance and Europe Travel from AXA not only provide the mandatory insurance certificate needed for a Schengen visa but, also offer extended coverage wherever you travel in the Schengen area or in the EU. Medical underwriting is applicable if the case is above 70 years or any pre-existing disease is applicable to case for below 70 years. It has many variants to fit into your requirements. Medical Expenses (inclusive of Repatriation and Emergency Medical Evacuation), Daily Allowance in case of hospitalization, Compassionate Visit benefits, the following will not be payable for Any pre-existing condition, Routine examinations, Expenses for rest or recuperation at spa/ health resort/ sanatorium, Pregnancy (including childbirth, miscarriage, abortion or related complications ) or treatment relating to the removal of physical flaws or anomalies (cosmetic treatment or plastic surgery). The minimum duration is 2 days and the maximum duration varies for different plans but is within 356 days. We don’t want you to pay more. If you are planning a foreign trip with your family, then make sure you are covered by a goodÂ, Factors Influencing Travel Insurance Premium. Special care is required for senior citizens while travelling abroad. All legal costs and expenses are covered in case of claims towards third-party liabilities that arise out of death or bodily injuries. You can be covered, including your home back in India, along with the valuables you carry. It covers the expenses incurred in the event of loss or medical treatment. The insurance shall be valid throughout the territory of the Schengen Area Member States and cover the entire period of the person’s intended stay or transit. The value of the items lost or went missing (valuables not included) at market rate after considering the depreciation component. Usually, travellers purchase an individual Schengen travel insurance policy for the days planned to spend in Europe at the rightful insurance provider. The longer the duration, the higher will be the premium. The cost of Schengen travel insurance varies from company to company. Every claim should be accompanied by original tickets or boarding passes or a copy of passport stating the dates of travel for the trip. TOM.travel aide les entreprises du Tourisme et les voyageurs à comprendre les enjeux actuels et futurs liés au numérique. Due to some fire, flood, earthquake, storm, hurricane, explosion, if you are not able to stay in the original accommodation, you will be compensated for the additional cost of emergency accommodation. Europe Insurance meets all European requirements such as: minimum coverage €30 000, coverage for all member states of Schengen Area, coverage for hospitalization, repatriation, urgent and necessary medical help after sudden illness or accident. Medical reports mentioning the details of the accident, injury, and severity of disability. It’s highly recommended for people with preexisting conditions like allergies, for example, to carry their medical file from their personal physician describing the condition and the drugs prescribed to maintain it. Seguro de viaje internacional. The policy shall take care of lost baggage, missed flights, theft, medical expenses and other serious problems that you may face while traveling. The company shall pay or reimburse emergency care expenses incurred for availing immediate emergency medical assistance required on account of any disease /illness or injury whilst on a trip.  for you or your family, you can do so at a very pocket-friendly premium. Report the loss of passport to the police having jurisdiction in that area. The number of days you are covered by an insurance policy is also an important factor when it comes to determining the premium. Travel Insurance for Seniors & Pensioners Travelling to Germany. Anyone travelling temporarily to Europe from a country that is subject to visa requirements, be it an individual visitors or group visitors, tourists, or business travellers. By including a comprehensive travel insurance policy by Bharti AXA General Insurance, you would be able to protect your family and you against several eventualities. In such cases. The World Health Organization (WHO) on March 11, 2020, declared COVID-19 a pandemic. So, in the case of Covid-19, you may get covered by National Health Services, but if fees are applied, you won’t be able to get a refund from your insurance. Europe Travel, AXA Schengen travel insurance offers extensive protection, covering medical expenses up to 100,000 € in the Schengen area, in E.U. Insured should not settle the matter by entering a compromise with the claimant without informing the ESP. The minimum coverage shall be EUR 30,000” (…). Renew your Bharti AXA Health Insurance and continue to safeguard the health of your loved ones. Fill a claim settlement document having details of the items. Any Illness or treatment which is a result or a consequence of undergoing such experimental or unproven treatment. The policy also covers losses/damages caused due to theft, housebreaking or fire to your home back in India while you are on your trip abroad. Payment of distress allowance in case of hijack of a common carrier for more than certain number of hours whilst on the trip.  Reimbursement of additional expenses if trip is delayed beyond a period, due to airline problems, medical problems, personal employment problems or natural disasters. You are likely to plan in detail for the long trip. Intimate the network hospitals of your Travel Insurance Cover and the details of ESP. Schengen products - 2 days to 182 days Most travel insurance companies, design their policies to protect their customers against unforeseeable events, such as sudden illnesses or accidental bodily injuries. Asia Travel Insurance Asia travel insurance is designed for people travelling to any of the Asian countries. Suicide, attempted or wilfully self inflicted injury or illness, mental disorder, anxiety, stress or depression, venereal disease, alcoholism, drunkenness or the abuse of drugs, or any loss arising, directly or indirectly, from any injury, illness, death, loss, expense, or other liability attributable to HIV and/or any HIV related illness including AIDS and/or any mutant derivative or variation thereof however caused.